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How Much Money Do You Need to Study in the UK? Complete Cost Guide (2026)
If you’re planning to study in the UK in 2026, understanding the total cost is essential. The UK remains one of the top study-abroad destinations, offering globally recognized degrees and strong career opportunities—but it also comes with significant financial planning.
Tuition fees for international students vary by course. On average, UK undergraduate fees range from £11,400–£38,000 per year, postgraduate fees from £9,000–£30,000, diploma programs from £12,000–£20,000, and MBA fees can go up to £45,000.
Tuition Fees in the UK
| Courses | Fee in GBP / year |
| UG | £11,400 – £38,000 |
| PG | £9,000 – £30,000 |
| Diploma | £12,000- £20,000 |
| MBA | £18,000- £45,000 |
Cost of Living in the UK
| Expenses | Fee in GBP |
| Living cost(London) | £13,761 |
| Living cost(outside London) | £10,539 |
What Is Included?
- Accommodation
- Food
- Transport
- Utility bills
- Study materials
- Personal expenses
On average, students spend between £10,000–£16,000 per yea
Visa & Documentation Costs
Students applying to the UK must consider these mandatory charges:
- UK Student Visa : £524
- IHS (Immigration Health Surcharge) : £776
- TB Test (India) : ₹2,500–₹3,500
- CAS Deposit (if required) : £1,000–£6,000
Priority visa fees is extra £522
Hidden costs
VFS appointment fees in India is Rs.8000
Many students reduce their expenses through UK scholarships such as Chevening and Commonwealth awards. Part-time work is also allowed—up to 20 hours per week with average earnings of £10–£14 per hour, helping ease daily living costs.
Overall, the total cost to study in the UK ranges from £24,000–£41,000 per year for UG and £25,000–£43,000 per year for PG students. With the right financial planning, scholarships, and part-time work, studying in the UK can be both achievable and incredibly rewarding.
The UK continues to be one of the most popular and rewarding destinations for higher education. Although study costs have gradually increased from 2020 to 2026, students can still effectively manage their expenses through scholarships, part-time work, and smart financial planning. With proper preparation, studying in the UK can become a truly life-changing opportunity.
Why the UK Offers the Best Return on Your Education Investment
Studying in the UK offers excellent value for money, with overall costs generally lower than those in the USA and Australia, while also providing strong career benefits. UK graduates are among the most employable globally, and many international students report faster career growth, quicker promotions, and higher earnings because of their UK qualifications. However, since pursuing higher education abroad is a significant financial investment, it’s important to plan wisely. Below is an overview of the budget you’ll need to study in the UK.
